Courtney M. Dankworth – Debevoise Data Blog

Artificial Intelligence

Debevoise Data Blog: Top 14 AI Posts of 2025

By: Charu A. Chandrasekhar, Andrew J. Ceresney, Courtney M. Dankworth, Avi Gesser, Robert B. Kaplan, Gordon Moodie, Jim Pastore, Julie M. Riewe, Jeff Robins, Kristin Snyder, Matt Kelly, Johanna Skrzypczyk, Karen Levy, Diane Bernabei, Michael Bloom, HJ Brehmer, Suchita Mandavilli Brundage, Melyssa Eigen, Joshua A. Goland, Martha Hirst, Gabriel Kohan, Carl Lasker, Jeremy Liss, Andreas Constantine Pavlou, Joshua Plastrik, Achutha Raman, Adam Shankman, Stephanie Thomas, Nathaniel Waldman, Annabella M. Waszkiewicz, Stan Gershengoren, William Sadd, Nicholas T. Ziebell, Patty (Virtual AI Specialist) and Sergio (Virtual AI Specialist) December 8, 2025

Why Agentic AI Often Fails and the Enduring Value of Human Judgment (11/4/2025) We’ve been doing a lot of work recently on agentic AI workflows. In this post, we share…

Artificial Intelligence

AI Explainability Explained: When the Black Box Matters and When It Doesn’t

By: Courtney M. Dankworth, Avi Gesser, Gordon Moodie, Diane Bernabei and Sergio (Virtual AI Specialist) July 21, 2025

No one really knows how the large language models (“LLMs”) that power generative AI (“GenAI”) tools like ChatGPT actually come up with their answers to our queries. This is referred…

Artificial Intelligence

Federal Regulators Approve New Rule on AI Use and Bias Risks in Real Estate Valuation

By: Courtney M. Dankworth, Avi Gesser, Matt Kelly, Jehan A. Patterson, Michelle Huang and Karen Joo July 1, 2024

Over the last week, the Consumer Financial Protection Bureau (“CFPB”) and the Office of the Comptroller of the Currency (“OCC”) approved the Quality Control Standards for Automated Valuation Models (the…

Cybersecurity

Very Broad and Very Fast: The New Federal Housing Administration’s 12-Hour Cyber Incident Notification Rule

By: Courtney M. Dankworth, Avi Gesser, Satish Kini, Erez Liebermann, Gregory Lyons, Matt Kelly, Anna Moody, Jehan A. Patterson, Alexandra Mogul, Michelle Huang and Karen Joo May 28, 2024

On May 23, 2024, the U.S. Department of Housing and Urban Development (“HUD”) announced that, effective immediately, Federal Housing Administration (“FHA”)-approved Mortgagees are subject to a drastically heightened cybersecurity incident…

Artificial Intelligence

Webcast — AI in Consumer Finance: Regulatory Considerations

By: Courtney M. Dankworth, Matt Kelly and Jehan A. Patterson May 20, 2024

We invite you to join members of our Consumer Finance and DSS Groups for the fifth installment in a quarterly series of Consumer Finance webcasts, which took place on May…

Artificial Intelligence

National Association of Attorneys General’s 2023 Consumer Protection Spring Conference

By: Courtney M. Dankworth, Avi Gesser, Paul D. Rubin, Jehan A. Patterson, Samuel J. Allaman and Melissa Muse June 12, 2023

On May 10−12, 2023, the National Association of Attorneys General (the “NAAG”) held its Spring 2023 Consumer Protection Conference to discuss the intersection of consumer protection issues and technology. During…

Banking

CFPB’s Report on Buy Now, Pay Later

By: Courtney M. Dankworth, Gregory Lyons, Jehan A. Patterson, Zila Reyes Acosta-Grimes, Alexandra Mogul and Courtney Bradford Pike October 3, 2022

On Thursday, September 16, 2022, the Consumer Financial Protection Bureau (“CFPB” or the “Bureau”) published a report (the “Report”) detailing the regulatory risks of Buy Now, Pay Later (“BNPL”) products…

Artificial Intelligence

Increased Focus by Federal Regulators on AI and Consumer Protection in the Financial Sector

By: Courtney M. Dankworth, Avi Gesser, Gregory Lyons, James Amler, Caroline Novogrod Swett, Frank Colleluori, Adrian Gonzalez, Anna Gressel and Alexandra Mogul November 10, 2021

As financial institutions increasingly deploy artificial intelligence (“AI”), including machine learning and automated decision-making technologies, across their business lines, U.S. federal regulators have started to scrutinize the consumer protection implications…